The biggest drawback is more people fear about the credit card unknown charges, but to be frank there are no unknown charges in the banking products, whether it is a debit card or a credit card.
And I have been trying to help to find the more demanded credit cards based on the banks, instead of finding the best from the group of different banks.
There is a reason behind this, I have faced a bad situation with one of the bank and it breaks my trust.
So, If you have a good opinion with the HDFC Bank, this post is specially for you.
The only aim with this post is, for who, "I need a HDFC Credit Card with zero annual fee or a complete fee waiver for Annual Fee".
When I have gone through the different HDFC Credit Cards, I found this is the best with the HDFC bank.
HDFC Bank is waiving off the Annual Charges if you spent the minimum amount in an year for more cards than any other banks.
Let's deep dive now.
HDFC Credit Cards with Annual Fee less than Rs. 300:
There are two cards in this race:
- Business Platinum
- Small Business Money Back
Business Platinum:
Small Business Money Back:
Card Name | Annual Fee | Min Spent for fee waiver |
---|---|---|
Business Platinum | 299 | 30,000 |
Small Business Money Back | 250 | 25,000 |
HDFC Credit Cards with Annual Fee with Rs. 500
- Best Price Save Smart
- Solitaire
- Platinum Edge
- Money Back
- Business Money Back
- Easy EMI
- Teacher's Platinum
- Freedom card
- Inter Miles Titanium & Select
- Times Titanium card
Solitaire, Platinum Edge, Money Back, Business Money Back, Easy EMI, Best Price Save Smart, Teacher's Platinum:
Freedom card :
Inter Miles Titanium & Select, Times Titanium card
Card Name | Annual Fee | Min Spent for fee waiver |
---|---|---|
Best Price Save Smart | 500 | 50,000 |
Solitaire | 500 | 50,000 |
Platinum Edge | 500 | 50,000 |
Money Back | 500 | 50,000 |
Business Money Back | 500 | 50,000 |
Easy EMI | 500 | 50,000 |
Teacher's Platinum | 500 | 50,000 |
Freedom card | 500 | 60,000 |
Inter Miles Titanium & Select | 500 | 1,50,000 |
Times Titanium card | 500 | 1,50,000 |
HDFC Credit Cards with Annual Fee with Rs. 1,000
- Superia
- Best Price Save Max
- Millennia
- Regalia First
- Business Regalia First
- Diners ClubMiles
- AllMiles
- Doctors Superia
- Diners Club Rewardz
- InterMiles HDFC Bank Platinum
- Times Platinum Card
Card Name | Annual Fee | Min Spent for fee waiver |
---|---|---|
Best Price Save Max | 1,000 | 75,000 |
Superia | 1,000 | 75,000 |
Millennia | 1,000 | 1,00,000 |
Regalia First | 1,000 | 1,00,000 |
Business Regalia First | 1,000 | 1,00,000 |
Diners ClubMiles | 1,000 | 1,00,000 |
AllMiles | 1,000 | 1,00,000 |
Doctors Superia | 1,000 | 1,00,000 |
Diners Club Rewardz | 1,000 | 1,00,000 |
InterMiles HDFC Bank Platinum | 1,000 | 2,50,000 |
Times Platinum Card | 1,000 | 2,50,000 |
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